Ross County Real Estate Market Update
The Ross County real estate market continues to favor sellers, but buyers remain active despite higher interest rates. If you’re thinking about buying or selling in Ross County, now is the time to make a move. Here’s what the market looks like as of Tuesday, July 28, 2026.
Market Overview — Seller’s Advantage Continues
Ross County is still a seller’s market. With 152 active listings and 82 pending sales, inventory remains limited compared to buyer demand. This means sellers have negotiating power, and homes that are priced right and marketed well move quickly.
For buyers, the landscape is different. Interest rates remain elevated, which has slowed some buyer activity nationally. But in Ross County, buyers are still actively searching for homes — and that means less competition than you might expect.
The Numbers — What’s Selling in Ross County
Active Listings: 152
Pending Sales: 82
New Listings (Past 30 Days): 51
Listings Under Contract (Past 30 Days): 36
Closed/Sold (Past 30 Days): 85
Median Sale Price: $225,000
That’s 85 homes sold in the past month. That’s real activity. That’s proof that homes are moving in Ross County.
Interest Rates — Still High, But Don’t Let That Stop You
As of July 28, 2026, average 30-year fixed mortgage rates in Ohio (including Ross County) range from 5.250% to 6.990%, depending on the loan program. Government-backed options (VA, FHA, USDA) continue to offer lower average rates compared to conventional financing.
Yes, rates are higher than they were a few years ago. But here’s the thing — you shouldn’t let higher rates keep you on the sidelines.
Why? Because when rates eventually drop, every buyer in the region will jump back into the market. Competition will increase. Finding the right home will become harder. Prices could rise again.
The smart move? Marry the house and date the rate. Find a home you love at a price that makes sense, lock in your rate today, and refinance when rates come down. You’ll own your home, build equity, and have the flexibility to refinance when conditions improve.
For Sellers — Now Is Your Time
If you’ve been thinking about selling, the market is working in your favor. With only 152 homes on the market and 85 selling every month, demand exceeds supply. That gives you negotiating power.
But don’t wait. As interest rates eventually decline and more buyers enter the market, the advantage shifts. Sell now while you have the upper hand.
Want to know what your home is worth? Get a free home valuation from Vance Team Realtors — Southern Ohio’s top real estate team. We’ll give you an honest assessment of your home’s current market value based on recent sales in your area.
For Buyers — Less Competition Than You Think
Higher interest rates have made some buyers hesitant. That’s actually good news for serious buyers like you. Less competition means more options. Less competition means sellers are more motivated to negotiate. Less competition means you have time to find the right home instead of making a rushed decision.
Start your home buying journey today. Search homes on VanceTeamRealtors.com and connect with Bryan or Rene to discuss your options. Rates will come down eventually — but the home you love might not still be available.
What This Means for Your Real Estate Decision
If you’re selling: The market favors you right now. Homes priced correctly are selling. Don’t wait for rates to drop — that will bring more competition.
If you’re buying: Don’t let rates discourage you. Find the right home, lock in your rate, and refinance when rates improve. The cost of waiting might be higher than the cost of today’s rate.
Ready to Make Your Move?
Sellers: Get a free home valuation. We’ll tell you exactly what your home is worth and what you can expect in today’s market.
Buyers: Start your search at VanceTeamRealtors.com. See what’s available, request showings, and connect with an agent who knows Ross County inside and out.
📞 Call or text Bryan: 937-776-3405
📞 Call or text Rene: 937-205-6513
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Vance Team Realtors — Serving Ross County and Southern Ohio